Manage Netflix Account Why Not Use the Tools We Have?

This past week, I was faced with a dilemma. The shrimp I wanted to have for dinner was enclosed in a self-sealing bag. You’d think it would have been a simple thing to open it, right? But no, I absolutely could not get purchase on the two sides of the closure.Hungry and not completely rational, I struggled for quite a while, getting more and more distressed. I tried using a rubber grip that I use to open recalcitrant bottle tops, to no available. Finally, I opened the kitchen drawer where I keep useful tools at the ready and pulled out a pliers. Yes, a pliers. And that did the trick! It enabled me to grab hold of one end while the pliers pulled the other end open.I was very proud of myself. My solution might not have been elegant but it was functional. And I’ve needed to use the pliers every time since when I was lusting after the shrimp.


This experience made me start to think about the “tools” I have that can make my life easier, yet I forget they exist, and therefore, neglect to use them.For example, I finally broke down and purchased a garden kneeler and seat to save wear and tear on my knees when I plant or weed my gardens. I immediately put it to use in the spring when I first received it, because I was doing a lot of planting. However, although it is sitting right next to my back door, I forgot that I had it and resumed kneeling on the ground for subsequent planting and weeding. In other words, we have tools available that we overlook, so we make our tasks unnecessarily more difficult.On a more professional note, I spent a few days this past week developing a response to a request for proposal to conduct a three-day management and leadership training program. I took my typical first step, which is to search my files to see if I have any relevant lesson plans, training materials and/or past training proposals that I can incorporate or adapt.Since the client wanted specific content that I had not previously addressed, my file search provided insufficient results. My next step, therefore, was to start to Google articles and learning activities on the desired content. I spent hours searching the web, selecting and reading articles to see if they would be useful.


Finally, a simple reference in one of those articles took me where I should have looked in the first place. The reference was for a book of learning activities for teaching management and leadership. I had actually had one of my learning activities published in that book, which was sitting on my bookshelf. An excellent resource had been at my fingertips, but I had forgotten that it even existed.We are always hustling on to the next thing, assuming that someone else will have the answers if we can only find them, without recognizing that we might already have the tools we need.What tools do you already have that can make your work and your life more comfortable?

Choosing Merchant Providers

If you are running a new business, then you may have a very hard time choosing a provider of merchant services. There are some things that can help in the determination of which is the best credit card processor. There are very many options that are available in the market today and this means that you have to be even more careful. It is important to select processors that can focus on some factors that are relevant to the company you are running.

The fee

The fees charged can actually increase as time goes by. A provider that allows for the negotiation of the percentage is the best. It is also important that all pricing differences are well understood and all variables such as credit card types, the value of the dollar and volume should also be laid out. Fees and should also be understood and they vary in accordance with variables.

The cash flow

This is yet another thing to consider. The credit card processors are responsible for holding the cash from processing time up until the time you get it in your account. It is important to appreciate the fact that different processors use different systems and they can manage time so as to earn some interest. When you choose a merchant provider that offers payment wallet, then you can gain access to the funds immediately. Sometimes the fees of companies aren’t as competitive as what independent providers offer.

Some of the questions that you should ask before choosing the merchant account

· Customer support: this is important because you may need some technical support from time to time. A good merchant service provider will allow you access to customer support 24/7. This will guarantee that issues will be addressed as soon as they arise.

· Live support: this has become very popular in the present times. Some of the companies have email support, but sometimes when you have a problem, you may want to talk to someone in real time.

· Time the company has been in operation: a provider that has a track record that is proven can really help. This is because the team has been able to build a reputation and specialized in the field.

· Offline and online transactions: as the business expands, do not keep on switching the merchants because they lack some of the services. It is essential to work with a merchant who will be able to help the retail business go online or offline.

· Fraud protection: ask the merchant about the ways they use so as to protect financial data because it is very sensitive.

· Funds processing time: it is important to have a predictable cash flow if you want business to prosper. You therefore need a provider who can tell you clearly how long it will take to clear the funds. This helps you avoid any surprises that can derail the operation of the business.

· Length of contract: this should also be put into consideration. For starters, a shorter contract is always better. You build on trust on the way and start looking at longer options.